multicash classic
Digital payment processing for corporates.
Today, corporates manage a large number of banking relationships and payments across different institutions, countries, and currencies, as well as under various regulatory requirements. This often leads to fragmented processes and significant manual effort to keep track of account balances, payment flows, and liquidity positions. multicash classic consolidates all bank connections, regardless of institution or country, into a central platform. National and international payment orders can be captured, checked, and approved in a consolidated manner. Account information is automatically retrieved and made available for analysis and liquidity planning. The technical foundation is based on leading European communication standards such as EBICS and MCFT (multicash file transfer). multicash classic is not tied to a specific workstation and can be accessed via a web-based interface from any device.
Payments
Centralized control of payment transactions.
multicash classic centralizes the entire payment process – from entry to secure transmission to all banks. National and international payments can be entered manually or imported directly from ERP and upstream systems. Individual transactions can be bundled into payment runs and submitted to the bank collectively. A flexibly configurable payment class concept defines which employees can create, approve, and submit payments. Each class can be assigned individual roles and authorization profiles, including single signature, four-eyes, or multi-level approval principles. Every submission is fully traceable and audit-proof. For corporates with centralized signature processes, multicash classic also offers the Corporate Seal procedure. In this case, a single technical EBICS signature is used externally towards the bank, while internally multiple authorized employees must approve payments before execution.
Cash Management
Central cash management.
multicash classic provides full transparency across all national and international accounts, balances, and cash flows across all banks. Account statements and transactions are automatically retrieved and consolidated on a single platform, available as ledger balances, account statements, transaction overviews, and value-dated balance reports. All relevant liquidity information is accessible at a glance via a configurable dashboard and can be tailored to individual users and roles. The integrated reporting engine automatically generates scheduled reports and CSV exports, providing a solid basis for informed decision-making using up-to-date and complete data.
Global multi-bank and multi-format capability.
Banks worldwide have different technical requirements. multicash classic allows payment formats from various sources to be imported and converted into bank-compliant target formats. Payments can also be entered directly in country-specific or bank-specific formats without external conversion tools. Comprehensive format validation with detailed error reporting ensures that only valid data is transmitted. The message history stores all incoming and outgoing files in their original format and allows them to be exported at any time. multicash classic scales with your business needs – new banks, countries, and standards can be integrated without changing systems.
Integration with existing corporate systems.
multicash classic integrates seamlessly into existing IT landscapes. Freely definable import and export interfaces allow payment data and payment runs to be transferred from ERP, accounting, and upstream systems, processed, and returned. For environments with higher demands on database performance and scalability, multicash classic supports optional SQL database management systems in addition to the integrated database engine.
Regulatory, security, and compliance standards.
multicash classic implements strict, multi-layered security mechanisms such as role-based access controls and complete audit logs. Each user is assigned only the access rights, data profiles, and approval permissions appropriate to their role. Authorization classes define who may approve which payments. Changes to user profiles and system parameters are subject to the four-eyes principle, ensuring no security-relevant configuration can be made unilaterally. A central system log and a detailed data change journal ensure full traceability by documenting all changes to user profiles and payment data in an audit-proof manner. This is complemented by a complete transaction history and a message history of all incoming and outgoing files in their original format.
Expand your multicash landscape flexibly with additional modules.
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Add-ons for multicash.
Customize multicash to your requirements and scale your treasury and payment processes at any time according to your needs.
Leverage a comprehensive library of global payment formats. With the multicash Payment Formats + add-on, you can process your national and international payments seamlessly. Our solution supports all common standards, country-specific formats, and individual bank dialects to ensure error-free communication with your financial partners worldwide.
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Optimize your liquidity management. The multicash Cash Management + add-on provides a centralized, group-wide overview of all national and international accounts, balances, cash flows, and liquidity positions. Based on this data, you can efficiently manage liquidity, optimize interest and risk positions, and gain valuable financial flexibility while reducing operational workload.
Format Conversion in UBIQCash enables the automatic analysis and transformation of payment data between different formats and systems. This allows data to be exchanged flexibly between ERP systems and banks, standardizing processes and reducing manual effort.
Foreign Trade is a comprehensive add-on for the centralized management and processing of documentary foreign trade business, including letters of credit, guarantees, and sureties. Foreign Trade offers features such as deadline monitoring, electronic data processing, and open interfaces to ERP systems.
What our customers say.
100,000+ corporates from various industries rely on multicash to make their digital payment processes efficient and future-proof.
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Senior Account Executive Corporate
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+49 221 5956990