Payment Formats +

Leverage a comprehensive library of global payment formats.

With multicash Payment Formats +, you can process your national and international payments seamlessly. Our solution supports all common standards, country-specific formats, and individual bank dialects to ensure error-free communication with your financial partners worldwide.

Global format coverage. Leverage broad support for national and international payment formats to connect your bank accounts worldwide.

Global

Global format coverage.

Leverage broad support for national and international payment formats to connect your bank accounts worldwide.

  • Process SEPA, cross-border, and urgent payments via a central platform
  • Work with a wide range of domestic and cross-border formats to meet local requirements
  • Use CGI for global, cross-currency XML transactions

Supported payment formats.

Legacy formats are country-specific, text-based legacy formats without a standardized international structure. Due to their limited data content, they require significant manual effort. ISO 20022 V2009 marked the introduction of a standardized XML-based payment format, enabling structured and automation-ready data packages for the first time. However, it still allowed unstructured address fields in free text, leading to media disruptions and conversion effort. ISO 20022 V2019 closes this gap by introducing fully structured address and reference data, significantly increasing compliance and straight-through processing (STP) rates. It has been the mandatory SEPA standard since March 2024. The migration deadline for cross-border payments is November 2026.

Standard

Standards and up-to-date compliance.

Stay operational even when standards and regulations change—without rebuilding your format landscape.

  • Choose from modules for international and country-specific payments
  • Use formats and procedures that support common standards such as SEPA and CGI
  • Benefit from continuous updates aligned with new requirements and regulatory changes
  • Ensure a future-proof e-banking solution through early module updates
Intelligent conversion. Automate the transformation of your data into bank-ready payment orders.

Automation

Intelligent conversion.

Automate the transformation of your data into bank-ready payment orders.

  • Automatically analyze payment and account information formats using rule-based logic
  • Convert input formats into bank-required target formats, especially in cross-border payments
  • Use universal format converters for multiple input and output formats

Status

Status and reporting formats.

Receive fast processing feedback and meet reporting requirements without process disruptions.

  • Analyze Payment Status Reports (PSR) to quickly correct faulty transactions
  • Use PSR information to better manage bookings and working capital
  • Capture and manage Bundesbank reports (Z4-AWV) efficiently within cross-border payments
  • Archive transactions for transparent and traceable documentation

Schedule a consultation.

Gregor Opgen-Rhein

Senior Account Executive Corporate

Email

anfrage@omikron.de

Phone

+49 221 5956990

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